How to pay bills through Google Pay

• Smartphone users will be able to make UPI payments using their credit cards.
• The service is only announced for RuPay credit cards.
• It is up to Google Pay or PhonePe, to enable the option and allow you to use their RuPay-based credit cards.

The Reserve Bank of India (RBI) announced last week that smartphone users will be able to make UPI payments using their credit cards. The service is only announced for RuPay credit cards. This simply implies that you will be able to make UPI payments if you have a RuPay credit card. However, it is entirely up to the UPI platform, such as Google Pay or PhonePe, to enable the option and allow you to use their RuPay-based credit cards to make payments. Google Pay is currently one of the most popular UPI services in India.

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According to the RBI, making UPI payments with a credit card will be as simple as making them with a debit card. All you have to do now is add your credit card to the UPI payment platform. However, there is a catch to the new rule. At the moment, you will only be able to pay bills such as electricity and gas, as well as recharge mobile phones. This simply means that you won’t be able to use Google Pay to transfer or receive money, or even to pay at your local shop with your credit card.

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Here’s a step-by-step tutorial to paying bills and recharging your phone number using a credit card using Google Pay.

How to use Google Pay with credit cards

Step 1: Download and install the Google Pay app on your phone. The app is accessible for both iOS and Android devices.

Step 2: After you’ve opened the app, tap the profile icon in the top right corner.

Step 3: Next, select the bank account choice.

Step 4: Next, choose “add credit and debit card” from the drop-down menu.

Step 5: You can add your credit card to Google Pay in a variety of ways. You have the option of scanning the credit card or manually inputting the information.

Step 6: For verification, you’ll need to enter your billing address and phone number.

Step 7: Once you’ve completed the process, you’ll be able to use Google Pay to make credit card payments.

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